Financial Policies, Dental Benefits, and Fees

Financial Policies, Dental Benefits, and Fees!

Financial Policies.  Insurance accepted.  For your benefit and peace of mind, all patients have the opportunity to make payment arrangements with our financial coordinator in a private, personalized setting. For your convenience, we accept cash, check, Visa, MasterCard, and Discover and file your insurance for you.  We are In-Network with Delta, Cigna, Ameritas, United Healthcare, and Blue Cross Blue Shield.  We also accept and file Out-of-Network Insurance.  Our financial staff will work closely with you so you are informed and can make an educated decision about your treatment.

Fees

Our fees are related to the skill, time, judgment, and experience of Dr. Cataldo and his staff to provide the best care for our patients in a warm, friendly, and personalized environment. Some procedures also incur a significant cost of materials. Our fees are not based on the patient’s insurance coverage (if any) or insurance company UCR’s. We do not believe it is in the patient’s best interest to compromise the treatment necessary to return you to optimal health in order to accommodate an insurance programs maximum benefit. Who wants to be 50% healthy?

Low and no-interest financing is available through both CareCredit. If you’d like to apply, you may do so at their respective websites or contact our office and we can submit the estimates and paperwork for you.

Dental Benefits/Insurance

Insurance and dental benefits can be confusing.  Rest assured, we will do everything we can to make it as easy and smooth a process as is possible.  Our financial staff is very experienced and will do everything they can to help you maximize your dental benefits and reduce your out of pocket expense. We accept assignment of benefits.  This means that when you have your procedure done, we will wait for the insurance company to pay the bill. Ultimately, please remember that your dental benefit plan is a contract between you and your benefit provider.